Factors that impact
auto insurance premiums
AAuto insurance rates vary from person
to person, even though it may seem
like the offerings are the same. But no two
drivers are the same, and certain factors
may be affecting drivers’ auto insurance
premiums without the motorists even realizing
it. Although it can be tempting to
reduce the price of insurance by choosing
lower amounts of coverage, there are other
ways to make insurance more affordable.
Insurers typically look at
where a person lives when calculating
rates. Those people who live in highly
populated, urban areas likely will have
higher premiums than others who live in
more rural towns.
step into a time machine, but it’s helpful to
know that growing a little older can lower
insurance premiums. However, as a
person moves into his or her senior years,
the roles reverse. Older women may see
higher rates than men the same age.
type of vehicle driven can affect insurance
premiums. Certain insurance carriers
will increase premiums on vehicles
that are more susceptible to damage.
Flashy sports cars or those that do not
score as highly on vehicle safety ratings
calculated by industry experts may result
in high premiums. Vehicles that are desirable
to car thieves also may cost more
who use a car for business or frequent
commuting may pay more than
people who drive less because statistically
there is a greater risk for an accident.
A study by the National
Institutes of Health found that single
drivers were twice as likely to be in an
auto accident as married drivers. Combining
policies also can help married
who have moving violations, drink and
drive or engage in otherwise risky behavior
behind the wheel may see their rates
Protect Your Passions
AUTO HOME BOAT MOTORCYCLE
Your Choice Auto
• Accident Forgiveness
• Sign Up Bonus
• Deducible Rewards
• Safe Driving Bonus
Home Owners, Rental and Flood
• Bundle policies and save money
• Just an inch of water can cause costly damage
and hurricane season is upon us!
• 30 day wait on flood insurance, so call today!
DON’T THINK YOU QUALIFY FOR ALLSTATE? YOU’D BE SURPRISED!
Call us at (813) 995-6013 or Toll Free: (888) 995-6019
Call real people who work hard to get you the best rates.
STEVE PAPOLA, AGENT
Centurion Insurance and
Financial Services, Inc.
Don’t waste time with online quotes.
1528 Land O’ Lakes Blvd., Suite 102
Lutz, FL 33549
32 • FEB/MAR 2019 813.682.9364 FLORIDA WOMEN MAGAZINE