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but how a person thought about money and, consequently, what he or she did with what they had. “I thought there was some kind of a secret that I didn’t know about,” said Steve, “but there was no secret. The people with wealth spent less money than what they made, they had little to no debt, and they saved. They didn’t allow their emotions to influence their financial decisions. And they had long term plans for their money.” From the example of clients like this schoolteacher, Steve began to change his own thinking about money and wealth. He began tracking his own expenditures and cut out his wasteful spending. “Eventually, I was able to take that extra money, pay down debt, and build my savings.” Basically, Steve became an expert in financial wealth by overcoming his own mistakes. In addition, he was also hired by the Department of Defense to teach seminars and workshops at major military installations across the United States. From his own personal experience in the military, Steve understood the need for financial training for military personnel and their families. In 2012, he designed Dollars and Uncommon Sense, as “the money equivalent of basic training,” said Steve. Those grueling eight weeks begin a “process of mental and emotional retraining so that a soldier can operate in an environment very different from the civilian world.” The reader is guided “through a process of mental and emotional retraining that will transform the way you think about money and give you fundamental skills you need to build wealth.” In January 2016, Steve released his second book entitled 6 Week Money Challenge: For Your Personal Finances. Although an individual can certainly benefit from the book, it was written from a Christian perspective and small discussion group in mind. Right at the start, Steve debunks a misquoted verse from the Bible: “Money is the root Hometown Living At Its Best 99 ABOVE Steve has been a frequent guest on many national news programs. BELOW As an Army veteran, ���������������������������������������������������������������������������������������������������� ���������������������������������������������������������������������������������������������������� �������������������������������������������������������������������������������������������������������������� ������������������������������


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